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tips: increase your savings
You should always have a little income left over after you pay your monthly expenses. That amount should be 2-10% of your take-home pay.
If you are living from paycheck-to-paycheck, you need to reduce your other monthly expenses to raise a little savings to meet a financial objective. Use a budget plan to help you increase and achive your savings goal.
Key saving objectives may include:
- saving for a down payment
- saving for college
- saving for retirement
- saving for an upcoming event
- saving for home improvement
- saving for buying / building a new home
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