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tips: lowering housing costs
Your monthly housing costs should be about 32-35% of your gross monthly income. Your housing costs include mortgage or rent, escrow payments, utilities, and housing maintenance and repair.
Key cost reduction tips include:
- reducing your mortgage or rent payments
- reducing taxes and insurance
- paying off your mortgage early
- reducing heating and cooling
- reducing electric costs
- reducing water heating costs
- reducing telephone and internet
- keeping home repairs at a minimum
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supporting files: Reduction Topics Include: |
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