How to Conserve Gas and Save Money
from our BLOG-magazine
No matter what you drive, vehicles are expensive to maintain. One of the most significant costs you’ll face (other than your car payment itself) is the cost of gas. With fuel prices rising to record levels across the nation, it’s now more important than ever before to know how to conserve gas and save money at the fuel pump. Whether you drive a sedan, a minivan, pickup truck, SUV or a hatchback, the following tips will help you cut down on the amount of gas your vehicle uses.
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Money Tip
for the week of: May 13
Debit Card Usage Increases / Credit Card Use Decreases ...
Consumer, media and market research firm Mintel recently confirmed what some analysts have been suspecting: America’s love affair with credit cards is on the decline. Instead, consumers are being a lot more careful with their spending, choosing to use a debit card to make many of their purchases.
What Can You DO
Another great card that can be used to budget and plan your expenditures is pre-paid cards. They work exactly like credit cards, but limit the amount you charge by the amount you load to the card.
Weekly Tip:
Time to Refinance? Mortgage Rates Reach Historic Low.
from our BLOG-magazine
You may have bought or refinanced your home a year ago thinking that you got the best possible rate on a mortgage. Likely, that rate was low, especially if you have very good credit. But, don’t look now: rates on 15- and 30-year mortgages have fallen again, reaching historic lows. Refinancing may have been out of the question before, but with today’s very low rates you stand to save a heap of money by obtaining a new home loan.
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History of Gold as Currency
from our BLOG-magazine
Everyone has heard someone lament about the move from dropping the use of gold to back up United States currency, but have you ever wondered about how gold began to be used as currency in the first place? Gold wasn’t always as sought after as it is today. Although gold was first used as jewelry in approximately 4000 B.C., it took more than 2,000 years for societies to start using gold as a primary means of exchange.
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Don’t Make These Costly House Hunting Mistakes
from our BLOG-magazine
You’re shopping for a new home, wanting to take advantage of historically low mortgage rates and rock bottom home prices. As a first-time or transitional home buyer, you stand to come away with a deal that can save you tens of thousands of dollars. You’re also vulnerable to making some costly mistakes, errors that can erase some of the gains you can make.
Read on for a look at costly house hunting mistakes and how to avoid them:
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7 Smart Ways to Make Extra Money
from our BLOG-magazine
Persistently high unemployment, salary freezes and rising inflation mean that many Americans have much less money to work with than they did before the Great Recession. That recession officially ended in June 2009, but a lingering aftermath of bad economic data remains. To make ends meet, people are looking for smart ways to make extra money. We list a number of these here for your consideration.
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It’s a Fake! How to Spot Fake Gold, Silver & Diamonds
from our BLOG-magazine
There is perhaps no older form of currency than precious stones and metals such as gold, silver and diamonds. From the earliest records of human history until the modern portrayals of diamond heists in Hollywood, these pretty little things have entranced the minds and drained the pocketbooks of human civilization through the ages.
And as the current financial climate continues to waver and falter, many have become disenchanted with the imaginary value of paper currency and turned to these precious materials as a more stable alternative, choosing to deal in carats rather than cash. This is evidenced in the explosion of dealers who eagerly gobble up gold, silver and gems in exchange for flimsy dollar bills.
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Valid Ways to Make Money on the Internet
from our BLOG-magazine
You can make online as the Internet has opened doors for people to connect across the globe. No longer are you geographically restricted as you do your work. Today, jobs can be had online and much of that work can be done from your home, an ideal option for stay-at-home mothers and fathers. As with anything, scams abound so before you agree to take a gig, you’ll want to make sure that the job is valid and offers a fair wage.
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